常见问题

2025年10月10日星期一开始注册. 21日，太平洋时间11月11日星期二午夜结束. 5, 2024.

• 爱达荷州蓝十字医疗计划
  • 费率上涨幅度从2美元不等.17 - $25.72 每付薪期 这取决于您选择的计划和覆盖级别
• Decrease in the Standard PPO Medical Plan annual prescription drug cost-share maximums
  • 员工专属保险:4,625美元(减少250美元)
  • 家庭保险:9250美元(减少500美元)
• 威拉米特河牙科
  • 费率上涨幅度从1美元不等.78 - $7.22 每付薪期 取决于您选择的覆盖级别
• 健康储蓄帐户(HSA)供款上限 (employee and U of I combined) will increase, per 2025 IRS limits
  • 员工专属保险:4300美元(增加150美元)
  • 家庭保险:8,550美元(增加250美元)
• 没有利率上涨 for the following benefits: Delta Dental Standard or Plus plans, 愿景规划, 伤残及人寿保险.

2025年新增福利

达美牙科计划改进: Delta Dental plans are improving with no additional cost to you. The Standard Plan will cover a larger portion of your dental expenses. If you need oral surgery, care for your gums or minor restorations, the plan will pay 80% (up from 75%) after you pay 你扣除. For major services and tooth replacement, the plan will pay 50% (up from 45%) after you pay 你扣除. 如果您选择Plus计划, your annual maximum benefit will increase by $500 to $2,每人每年5万美元.

癌症护理新福利: You and your covered dependents on a university medical plan will have access to Blue Cross of Idaho’s Cancer Care program, which offers comprehensive assistance to individuals after a cancer diagnosis. 在接受过肿瘤学培训的护士的支持下, the program guides you to educational resources in your community, helps with special pharmacy needs and provides emotional support.

具有长期护理福利的万能人寿保险: This new voluntary benefit provides protection for unexpected events and to help with long-term care services.

GradFin: Get expert guidance on managing student loan debt and federal loan forgiveness programs with this voluntary benefit.

CredibleMind:你和你的家属现在有 访问creditblemind，一个新的 在线心理咨询平台 health, emotional, psychological and social wellbeing resources. Visit uidaho.crediblemind.com 找到 成千上万经过审查的资源，包括 视频、播客、应用程序、在线节目和文章. Available to all employees, even if you waive coverage.

When you're ready to enroll or make changes to your current coverage, log in to MyUI > Employee 资源 card > my好处.

If you work full time and do not enroll by the deadline, most 2024 elections will roll over to 2025 at 2025 contribution rates. Your elections for contributions to a Health Savings Account (HSA), Health Care Flexible Spending Account (FSA) or Dependent Care Flexible Spending Account (DCFSA) 不会滚到2025年吗.

If you work less than full-time and do not enroll by the deadline, you will be placed in 放弃报道 in 2025. Any benefit elections you made in 2024 will not roll over.

To contribute to an HSA, FSA or DCFSA in 2025, you must enroll by the deadline. Even if you have an account this year, your contribution elections will not roll over.

Each year you have the opportunity to change your benefit elections during the Annual Enrollment period. 如果您不注册, re-enroll or make changes during the Annual Enrollment period, you will not be able to change your benefit elections again until the next Annual Enrollment period, 除非你经历了 合格生活事件.

To be covered under a university dental or vision plan, 你必须参加大学的医疗计划. 然而, your eligible dependents can be covered under a university dental or vision plan as long as you (the employee) are enrolled in a university medical plan.

Yes, if you are adding a dependent who is not currently covered on the plan, you will be required to provide proof of relationship to verify eligibility for coverage. Acceptable forms of documentation include marriage license, 出生证明, 收养文件, 纳税记录, 财务相互依赖文件, etc. 您也可以提供单一的税务文件, 比如纳税申报单, 只要它列出了你想要覆盖的所有家属.

Documentation must be uploaded to the benefits portal at MyUI > Employee 资源 card > my好处 > View/Upload Required Documents by Jan. 31, 2025.

其他符合条件的成年人被定义为:

• Age 18 or older and mentally competent to consent, and
• 没有和任何人合法结婚，而且
• Has resided together continuously with the employee for the previous six months, 并打算无限期地这样做, and
• 在经济上是否与员工相互依赖, 联权租赁证明了这一点, 水电费, 银行账户, etc.

Other Eligible Adults and their dependent children are eligible for University of Idaho coverage. 了解更多.

Once you elect your benefits and provide all required documentation, your Annual Enrollment will be finalized and your enrollment information will be sent electronically to the carriers. 这个过程可能需要几个星期.

医疗-爱达荷州蓝十字

• 保险卡会直接寄给你. Dependents are not issued separate cards and they are not listed on your cards. 他们会用你用的那张卡. 
• 额外的副本可以从 爱达荷州蓝十字网站.

处方药- CVS Caremark

• 保险卡会直接寄给你. Dependents are not issued separate cards and they are not listed on your cards. 他们会用你用的那张卡. 
• 额外的副本可以从 CVS Caremark网站.

牙科-台达牙科

• 保险卡会直接寄给你. Dependents are not issued separate cards and they are not listed on your cards. 他们会用你用的那张卡. 
• 额外的副本可以从 台达牙科网站.

牙科-威拉米特牙科

• 保险卡不会邮寄给您. When making appointments you will provide the information necessary for them to identify you and your dependents in their system.

Vision - VSP

• 保险卡不会邮寄给您. When making appointments you will provide the information necessary for them to identify you and your dependents in their system.

如果你需要在卡到之前去看医生, providers will confirm your coverage by asking for certain information, 通常是你的名字, 出生日期和社会保险号. Please 查看我们的获取员工福利指南.

好处 coverage for your child will end on the last day of the month in which they turn 26.